MyRegularPay

Saving your money shouldn't mean not spending any

Having regular access to some funds is as important as having a healthy sum stashed away.

Set your savings goal

Decide when you want to receive a guaranteed amount plus potential bonuses¹.

Have some funds for some fun

An annual payout²that helps to pay for your shopping, holidays, or any items you may fancy.

Never worry about losing your initial amount

100% capital guaranteed³at the end of your policy term.

Have your cake and eat it too

Accumulate your cash without depriving yourself.

Key benefits	Coverage / Options
Guaranteed Cash Benefits²	Receive yearly payout from the end of the 2^nd policy year onwards. Each annual payment is 5% of the Sum Assured⁴ you've chosen
Lump-sum guaranteed payout plus potential bonuses¹	At the end of the policy term
100% capital guaranteed³	At the end of the policy term
Choose how you want to enjoy your Guaranteed Cash Benefits	• Receive the Guaranteed Cash Benefits • Re-invest the Guaranteed Cash Benefits with Aviva Ltd at the prevailing non-guaranteed interest rate5 • Withdraw any re-invested Guaranteed Cash Benefits with interest
Premium payment term	10 years
Choose your policy term	15 years or 18 years
Protection Cover	For Death and Terminal Illness⁶
Hassle-free application	No medical check-ups needed

Level up your cover

Need enhanced coverage? Consider these add-ons⁷when you buy MyRegularPay.

Cancer Premium Waiver II

Upon diagnosis of Major Cancer of the policy owner, all your future premiums are waived, so you don't have to worry about your savings as you focus on getting better.

EasyTerm

A lump-sum cash payment of up to 5 times your basic plan’s annual premium in the event of Death, Terminal Illness or Total and Permanent Disability of the policy owner, so that cash is on hand, should the worst happen.

EasyPayer Premium Waiver

In the event of Death, Terminal Illness or Total and Permanent Disability of the policy owner, all future premiums are waived and your loved one's savings fund will continue to grow.

Footnotes

Terms and Conditions apply.

For more details, please refer to the product brochure and Product Summary or speak to your preferred financial adviser representative.

¹Potential bonuses are made up of any accumulated Reversionary Bonus and any Terminal Bonus, less any amount owing to Aviva Ltd. The Reversionary Bonus and Terminal Bonus are non-guaranteed bonuses and depend on the performance of Aviva Ltd's Participating Fund. The Reversionary Bonus is non-guaranteed but once declared and vested, it forms part of the fixed benefit of the policy. The non-guaranteed benefits are projected based on estimated bonus rates and actual benefits payable will depend on the future performance of Aviva Ltd's Participating Fund.

²The Guaranteed Cash Benefits will start from the end of the 2^nd policy year, payable yearly at the end of each policy year, till the policy year before maturity, as long as Life Assured lives. Each Guaranteed Cash Benefit is equivalent to 5% of the Sum Assured on the basic plan.

³100% Capital Guaranteed refers to the total guaranteed benefits payable (that comprises of the annual Guaranteed Cash Benefits and the guaranteed lump-sum amount upon policy maturity). This means upon policy maturity, you would have received at least 100% of the total premiums paid over the premium payment term. Actual guaranteed returns and projected total returns will vary according to the selected premium payment term and policy term.

⁴The Sum Assured on the basic plan is used to determine the Guaranteed Cash Benefits payable and is not the Death Benefit.

⁵For the re-investment option, please refer to the Policy Illustration for the prevailing non-guaranteed interest rate. Aviva Ltd reserves the right to revise the non-guaranteed interest rate based on future experience.

⁶Upon death of the Life Assured within the policy term, Aviva Ltd will pay, in one lump sum, the higher of 101% of the total premiums paid on the basic plan less any Guaranteed Cash Benefits paid or the Guaranteed Cash Surrender Value, plus any accrued Reversionary Bonus and Terminal Bonus (non-guaranteed) and any re-invested Guaranteed Cash Benefits with non-guaranteed interests (if not previously withdrawn), less any amount owing to Aviva Ltd. Aviva Ltd will pay the Terminal Illness Benefit as an advancement of the Death Benefit during the policy period. For details, please refer to the Product Summary.

⁷Please speak to your financial adviser representative for the available riders. For more details on the riders, please refer to their respective Product Summaries.

Let's talk about your savings goal

Leave us your details and we'll be in touch to send you more information, as well as useful tips and guides on insurance and financial planning via our monthly newsletter.

Sorry, there seems to be a problem with this page. Please refresh and try again in a few minutes.

Thank you for your submission.

Please enable javascript on your internet browser in order to use this form

Given name

Surname

Contact number

Message (optional)

By clicking "Start planning with us", you consent to Aviva and Aviva related companies contacting you to provide you with information concerning Aviva and Aviva related companies' products and services. You also consent to Aviva using, disclosing or transferring your personal data in this form to Aviva related companies, third party providers or intermediaries, whether located in Singapore or elsewhere, for the above purposes and for research, audit, regulatory and compliance purposes.

For details of Aviva's Data Protection Policy, please refer to https://www.aviva.com.sg/en/pdpa/. To withdraw your consent at any time, please call Aviva at +65 6827 7988.

Send me useful articles and related offers via email!

This policy is underwritten by Aviva Ltd.

This is published for general information only and does not have regard to the specific investment objectives, financial situation and particular needs of any specific person. A copy of the Product Summary may be obtained from Aviva Ltd and the participating distributors' offices. You should read the Product Summary before deciding whether to purchase the product. You may wish to seek advice from a financial adviser representative before making a commitment to purchase the product. In the event that you choose not to seek advice from a financial adviser representative, you should consider whether the product in question is suitable for you. As buying a life insurance policy is a long-term commitment, early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid. Buying a health insurance policy that is not suitable for you may impact your ability to finance your future healthcare needs.

This is not a contract of insurance. Full details of the standard terms and conditions of this policy can be found in the relevant policy contract.

Information is accurate as at 26 August 2020.

This advertisement has not been reviewed by the Monetary Authority of Singapore.

This policy is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Aviva Ltd or visit the Life Insurance Association or SDIC websites (www.lia.org.sg or www.sdic.org.sg).